Installment Loans Direct Lender | Cash-Installment.com

Our Goal

Our mission is to support our community by supplying the means to meet their financial obligations with respect and understanding.

We at Cash–Installment.com are proud to offer cash installment loans to any individual, for any reason of need, whether it be an emergency, bill pressure, or just a special occasion. Cash installments are a far better choice than payday loans for anyone whose pay is stretched a little too far to accommodate immediate bills. As a direct lender, Cash–Installment.com, offers loan payback terms spanning out for six months, with no pre–payment penalties, rather than have the added stress of figuring out how to pay the entire payday loan amount plus interest back with only a two week term. Cash-Installment.com makes it easy to get your installment loan online.

Apply Now!

Cash-Installment APR Range: 200%-599% APR varies depending on your state of residence. Failure to make timely payments may result in NSF fees or late fees. If your account becomes delinquent, it may be turned over to a third party collection agency which could impact your credit score.

Loans do not automatically renew without prior approval. If you renew or "rollover" your loan, your principal balance may not be reduced and you will owe additional fees and/or interest.

Cash-Installment.com is a direct lender of installment loans. Review the current disclosures and loan agreement for the terms that apply to your request. Licensing & company information.

Plan an installment loan around your repayment plan

Plan the amount you need, look at the payment it would create, and prepare your information before starting a Cash-Installment loan request. The planning tools on this page can be used before you submit personal information.

Submitting a request does not guarantee approval or funding. Review the actual offer, disclosures and repayment schedule before accepting a loan.

On this page

Plan the request
Start with what you need to decide
See the product before the application
A payment is only part of the cost
From request to a written offer
Check the business behind the website
Choose a detail that matters to you
Know when not to borrow
Questions about this decision
Continue with the detail you need
Sources and calculation notes
Continue when you have checked the details
Additional site information

Start with what you need to decide

A useful starting point is not the largest amount you could request. It is the bill or purchase you need to cover and the money left after your normal commitments. Choose the question that is holding up your decision; the route you choose does not submit an application.

How much is actually missing?

Compare borrowing amounts after subtracting money already allocated to the expense. Keep a reserve for unrelated essentials.

What payment could I manage?

Model a payment and full repayment using a documented interest rate and schedule. Check more than the first month.

What should I prepare?

Build a preparation checklist for your income situation. A checklist helps organize information; it does not predict approval.

Am I ready to make a request?

Open the application page and read the notices before submitting. Do not send sensitive information through ordinary email.

See the product before the application

An installment loan spreads repayment across a defined schedule. The useful comparison is the combination of cash received, payment amount, number of payments and total cost—not the word “installment” alone. A request and a written loan agreement are different steps.

An offer-reading checklist, not a published tariff
Check in the current offer	Why it matters
Creditor and repayment contact	Identify who is making the loan and who will answer questions after acceptance.
Requested amount and net cash	A fee deducted from the proceeds can leave less cash for the expense.
Rate, fees and schedule	Review the APR, interest rate, finance charge, payment dates and total of payments together.
State and product availability	Eligibility must match the actual product offered for your location; a page page is not a state approval.
Acceptance and funding	Read when an agreement becomes binding and what must happen before money is available.

This website does not quote one rate or promise one amount for every applicant. Do not use an older certificate, a planning example or a page title as a substitute for current terms. CFPB: personal installment loan fees

A payment is only part of the cost

Use the calculator with your own assumptions, then compare its result with the written disclosure. The example button loads $1,000 at 24% nominal annual interest over six equal monthly periods with no withheld fee. Those are teaching inputs—not Cash-Installment terms, an APR offer or evidence that this configuration is available.

Model a payment, not an approval

Use the nominal interest rate from a documented offer, or load the clearly labeled example. Do not substitute a fee-inclusive APR for the nominal rate. Only equal monthly periods and no financed fees are modeled.

Principal to model ($)

Nominal annual interest rate (%)

Number of monthly payments

Fee withheld from proceeds ($)

Enter the inputs, then select Calculate payment schedule.

This page’s planning tool runs in your browser. Inputs are not saved or sent by this tool. It does not check credit, prequalify you or produce a loan offer.

A positive budget remainder is only a starting point. It does not include a bill you forgot to enter, changes in income or the actual timing of automatic payments. For a dollar-by-dollar comparison of two offers, use the $1,000 offer worksheet.

From request to a written offer

Keep the decision stages separate

1PrepareUnderstand the amount and the payment first.
2RequestRead the application notices and submit accurate information.
3VerifyRespond through the designated secure channel.
4ReviewRead the creditor, costs and complete schedule.
5DecideAccept only if the written terms fit your needs.
6TrackConfirm release, bank availability and repayment dates.

Conceptual sequence. Your agreement and actual application notices control the process.

Do not budget as though an approval message is money already available in your account. Keep copies of the offer you accept and the final repayment instructions. The process page includes a route for pending requests, missing documents and technical errors.

Check the business behind the website

Start with the exact company name in any offer, then check the relevant record and its dates. Our licensing and records page includes the dated Missouri document associated with Cash-Installment, LLC. The certificate available on this site covers August 6, 2019 through June 30, 2020; it is a historical document, not proof of current authorization.

An external business profile is a separate kind of record. The Cash-Installment, LLC BBB profile is not a lending license or an endorsement of a particular offer. For the document itself, open the 2019–2020 certificate.

Choose a detail that matters to you

Know when not to borrow

Pause if the next payment would compete with rent, food, utilities or an existing obligation. A loan can move a cash shortage into the future; it does not eliminate a recurring shortfall. A bill arrangement or spending adjustment may address the underlying problem without adding another payment.

Use Responsible Borrowing for the help route, not another application, when repayment already looks unmanageable. The CFPB: Your Money, Your Goals tools offers additional free budgeting resources.

Questions about this decision

Does starting a request mean I have accepted a loan?

Opening this site or a planning tool does not accept a loan. In an actual application, read each notice and the agreement before taking any acceptance action. Keep the confirmation that identifies what you accepted.

Where can I see the actual cost?

Use the lender’s current written disclosure and agreement. This site’s examples demonstrate how payments work; they are not quotes. Check net proceeds, APR, fees, the full schedule and total payments before accepting.

Is the product available in my state?

A general page cannot establish that. The current product and application disclosures must support your state. Do not treat a historical list of locations or a previously issued license as current availability.

Can I review options without entering personal details?

Yes. The planning tools and worksheets on these pages do not ask for identity or bank credentials. You can calculate, read and download them before deciding whether to open the separate application.

Who should I contact about an existing agreement?

Use the creditor or servicer contact listed in that agreement or a verified account notice. A new loan request is not the correct way to ask about a payment, balance or dispute.

Continue with the detail you need

Sources and calculation notes

The examples on this page are original planning illustrations, not Cash-Installment prices or approval criteria. Actual offers, eligible states, credit checks and repayment rights must be checked in the current disclosures.

How information is prepared Company records and licensing Report a correction

Continue when you have checked the details

A planning result is not a loan offer. Read the current application notices and any written offer before choosing to proceed.

Continue to application Ask a website question